Compound interestĬompound interest is more tricky to calculate compared to simple interest - and also tends to be more expensive. This means you’d pay $4,990 in interest over the life of the loan. The simple interest on this loan would be calculated as 10,000 x. Principal balance x interest rate x loan term = Simple interestįor example, say you have a $10,000 federal student loan with an interest rate of 4.99% and a 10-year repayment term. Because of this, you’ll generally pay less in simple interest compared to compound interest. Simple interest is calculated annually and is based on your principal balance. Here’s how both types of interest are calculated: Simple interest You can check your loan accrues interest by referring to your loan documents or speaking with your loan servicer or lender. All federal and most private student loans assess simple interest while some private loans charge compound interest. How interest is calculated on a student loan will depend on whether the loan charges simple or compound interest. For example, borrowers with excellent credit will have an easier time qualifying for the lowest rates while bad-credit loans will generally come with rates on the higher end of the available range. In general, the higher your credit score, the better your rate will be. “Rates for these loans are also based on personal creditworthiness.” “Private loan rates are constantly changing based on the market and are either fixed or variable,” says Zack Geist, founder of Student Loan Tutor. Lenders often rely on a specific index - such as the Secured Overnight Financing Rate (SOFR) - to determine their rates. Interest rates on private student loans are set by individual lenders based on market conditions. For example, if you take out a Direct Subsidized Loan, you’ll have the same rate as all other borrowers who received this kind of loan in the same academic year as you. This means that unlike with a private loan, your rate on a federal loan will depend on the loan type rather than your creditworthiness. These rates are determined using the 10-year Treasury note auction yield and other factors, and they apply to new federal loans disbursed from July 1 of the current year to July 1 of the following year. How student loan interest rates are set Federal student loansĬongress sets federal student loan interest rates annually. A good credit score is usually considered to be 670 or higher. In general, you’ll need good to excellent credit (or a creditworthy co-signer) to get approved for a private student loan as well as to qualify for the best rates. Note that several factors can affect the interest rate you’re offered by a private lender, including your credit. This means your payments could rise or fall. While a fixed rate will stay the same throughout the life of the loan, a variable rate can fluctuate according to market conditions. Private loan rates can also be fixed or variable. As of August 2023, average rates on private student loans range from just below 4% up to nearly 15%. Unlike federal student loan interest rates, rates on private student loans vary depending on the lender and your financial profile. 1, 2023, and payments will restart in October 2023. While this administrative forbearance was subsequently extended several times, interest accrual on federal loans is set to resume beginning Sept. Keep in mind: In March 2020, payments and interest accrual on federal student loans were put on hold due to the COVID-19 pandemic. Here are the interest rates you can expect for federal loans disbursed on or after July 1, 2023, and before July 1, 2024:ĭirect Unsubsidized Loans (undergraduate)ĭirect Unsubsidized Loans (graduate or professional) Rates are set each year by Congress and vary depending on the type of loan you get. Current student loan interest rates Federal student loan interest ratesĪll federal student loans come with fixed interest rates, meaning your rate and payment will stay the same over the life of the loan. Private rates are also determined by other factors, such as your credit. While federal student loan rates depend solely on the type of loan you get, private student loan rates can vary between lenders. How much you’ll pay in interest will depend on the exact interest rate you have. When you begin paying back your loan, a portion of each of your monthly payments will go to your loan principal (how much you borrowed) while another will go toward interest charges. Student loan interest is what you pay in return for borrowing money for your education. 4.97% to 10.35% What is student loan interest?
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While standard picture frame sizes provide a good starting point, there are many common frame sizes beyond the standard dimensions that you can explore. Related: 11 Gallery Wall Ideas with Layout Templates Exploring Common Photo Frame Sizes The 4”圆" and 5”x7" sizes can be great for displaying multiple photos together in a gallery wall format. They are versatile and can be placed on tabletops, mantels, or mounted on walls. These sizes are ideal for displaying family photos, portraits, and smaller artworks. Standard Picture Frame Size in Centimetres These sizes include: Standard Picture Frame Size in Inches These sizes are widely used and can be easily found in stores or online. Standard picture frame sizes refer to the most commonly available frame dimensions. Now that we have the conversion covered, let's move on to the standard picture frame sizes. The photo that fits inside the frame is a different size due to the thickness of the frame itself, as well as the standard mat sizes included in all of Posterjack’s Framed Prints. Photo Frame Size Conversion Chart for All Frame Print Sizes So let's dive in and discover the art of framing! Photo Frame Size Conversion Chartīefore we delve into the details, let's take a quick look at several different photo frame sizes with this handy conversion chart: We will cover standard picture frame sizes, explore common and square frame sizes, discuss panoramic and poster frame sizes, and guide you on how to choose the right frame size based on various factors. In this comprehensive guide, we will provide insights and tips to help you find the perfect frame that suits both your photograph and the room's aesthetics. A well-chosen frame not only enhances the beauty of the photograph but also complements the space where it's displayed. Choosing the right frame size for your treasured photos is an essential aspect of displaying them in your home. Figure 17.15 shows idealized graphs demonstrating the sharper pattern. That is, their bright regions are narrower and brighter, while their dark regions are darker. What makes them particularly useful is the fact that they form a sharper pattern than do double slits. In addition to their use as novelty items, diffraction gratings are commonly used for spectroscopic dispersion and analysis of light. Diffraction gratings work both for transmission of light, as in Figure 17.13, and for reflection of light, as on the butterfly wings or the Australian opal shown in Figure 17.14, or the CD pictured in the opening illustration of this chapter. A diffraction grating can be manufactured by scratching glass with a sharp tool to form a number of precisely positioned parallel lines, which act like slits. An interference pattern is created that is very similar to the one formed by double-slit diffraction (see Figure 17.8 and Figure 17.9). Such an arrangement of slits is called a diffraction grating. No, a laser would have on the order of 10 23 excited atoms.Īn interesting thing happens if you pass light through a large number of evenly-spaced parallel slits.Yes, a laser would have only one excited atom.No, a laser would have several million excited atoms.No, a laser would have two excited atoms.Is that the case for a real laser? Explain. In the animation there is only one excited atom. Change the excitation level and try to match it to the incoming photon energy. Change the energy of the incoming photons, and see if you can match it to an excitation level that will produce pairs of coherent photons. This animation allows you to examine the workings of a laser. A laser beam is used to change the shape of the lens of the eye, thus changing its focal length. Laser eye surgery has improved the vision of many people, without the need for corrective lenses.One of the advantages of using a laser as a surgical tool is that it is accompanied by very little bleeding.A holographic image is produced by constructive and destructive interference of a split laser beam. Holograms take advantage of the wave properties of light, as opposed to traditional photography which is based on geometric optics. A viewer can move around the image and see it from different perspectives. The name hologram means entire picture (from the Greek holo-, as in holistic), because the image is three-dimensional. Laser beams are used to produce holograms.The time it takes for the light to make the round trip can be used to make precise calculations of the Earth-Moon distance. Lasers are bounced off reflectors that astronauts left on the Moon.Lasers are used in industry to cut steel and other metals.Some barcode scanners use a laser beam.CDs are read by interpreting variations in reflections of a laser beam from the surface. Those audio and data-storage devices began replacing cassette tapes during the 1990s. This chapter began with a picture of a compact disc (see Figure 17.1).These properties lead to a number of applications in industry and medicine. Laser beams are directional, very intense, and narrow (only about 0.5 mm in diameter). You get the word laser (see Figure 17.2 (a)), which is the name of the device that produces such a beam of light. Take the first letters of all the words (except by and “of”) and write them in order. Some four decades later, Einstein’s idea found application in a process called, light amplification by stimulated emission of radiation. Such a light stream is said to be coherent. Those photons could go on to hit other excited atoms, and soon you would have a stream of in-phase photons. The exciting part is that you would have two photons with the same energy and they would be in phase. He suggested that the atom would emit a photon with that amount of energy, and it would be accompanied by the original photon. He considered an atom excited by a certain amount of energy and what would happen if that atom were hit by a photon with the same amount of energy. In 1917, Albert Einstein was thinking about photons and excited atoms. There will always be some blurring of images, no matter what the size of the aperture or the wavelength of light used to make an image. However, WhatsApp Plus contains different types of emojis. Plus you can create your own themes too and upload them on the server.Įmoji Variants – Official WhatsApp only has the old emoji variants. Theme store contains hundreds of themes that you can use to your liking. However, with the latest version of WhatsApp Plus APK, you get dedicated access to the theme store. Themes – In the official version there are no themes, except the light mode. Another benefit is that your battery will last longer. Since the theme is dark colored, the stress on the eye will be reduced. Additionally, users can select from a variety of themes to change the overall appearance of the app.ĭark Mode – Dark mode lets you use WhatsApp with the black theme. Users can change the look and feel of the app, including the background color, chat bubble color, font size, and more. One of the biggest advantages of WhatsApp Plus APK is its customization features. WhatsApp Plus APK Features User Interface and Customization Feature Let’s learn about the awesome WhatsApp Plus features and see how you can use them to your advantage. It comes with all the basic features that regular WhatsApp comes with.īut there’s a twist, apart from the regular features, WhatsApp Plus comes with tons of other cool features that enable the user to use WhatsApp more efficiently. However, if you want to use advanced features then the WhatsApp Plus app is made for you.WhatsApp Plus is based on the official WhatsApp app and alternative to GB WhatsApp. If you want to use basic features, then you can stick with the official version of WhatsApp. It is available on Play Store just like a regular app. The official version of WhatsApp comes from the official developers of the WhatsApp team. What are the risks of using WhatsApp Plus APK?.Can I use WhatsApp Plus APK on iOS devices?.How is WhatsApp Plus APK different from WhatsApp?.What are the benefits of using WhatsApp Plus APK over WhatsApp?.How do I transfer my WhatsApp chats to WhatsApp Plus APK?.Can I use WhatsApp Plus APK without getting banned?.Enable “Unknown Sources” in Device Settings.User Interface and Customization Feature. Ahab built a temple for Baal, and his wife Jezebel brought a large entourage of priests and prophets of Baal and Asherah into the country. Under Ahab's kingship tensions exacerbated. These solutions brought security and economic prosperity to Israel for a time, but did not bring peace with the Israelite prophets, who advocated a strict deuteronomic interpretation of the religious law. Omri achieved domestic security with a marriage alliance between his son Ahab and princess Jezebel, a worshipper of Baal and the daughter of the king of Sidon in Phoenicia. Omri, King of Israel, continued policies dating from the reign of Jeroboam, contrary to religious law, that were intended to reorient religious focus away from Jerusalem: encouraging the building of local temple altars for sacrifices, appointing priests from outside the family of the Levites, and allowing or encouraging temples dedicated to Baal, an important deity in ancient Canaanite religion. Īccording to the Bible, by the 9th century BC, the Kingdom of Israel, once united under Solomon, had been divided into the northern Kingdom of Israel and the southern Kingdom of Judah (which retained the historical capital of Jerusalem along with its Temple). ĭue to his importance to Muslims, Catholics, and Orthodox Christians, Elijah has been venerated as the patron saint of Bosnia and Herzegovina since 1752.īiblical accounts Map of Israel as it was in the 9th century BC. According to accounts in all three of the Synoptic Gospels, Elijah appeared with Moses during the Transfiguration of Jesus.Įlijah in Islam appears in the Quran as a prophet and messenger of God, where his biblical narrative of preaching against the worshipers of Baal is recounted in a concise form. The Christian New Testament notes that some people thought that Jesus was, in some sense, Elijah, but it also makes clear that John the Baptist is "the Elijah" who was promised to come in Malachi 3:1 4:5. According to some Jewish interpretations, Elijah will return during the End of Times. He appears in numerous stories and references in the Haggadah and rabbinic literature, including the Babylonian Talmud. In Judaism, Elijah's name is invoked at the weekly Havdalah rite that marks the end of Shabbat, and Elijah is invoked in other Jewish customs, among them the Passover Seder and the brit milah (ritual circumcision). References to Elijah appear in Sirach, the New Testament, the Mishnah and Talmud, the Quran, the Book of Mormon, and Baháʼí writings. The Book of Malachi prophesies Elijah's return "before the coming of the great and terrible day of the L ORD," making him a harbinger of the Messiah and of the eschaton in various faiths that revere the Hebrew Bible. God also performed many miracles through Elijah, including resurrection, bringing fire down from the sky, and entering heaven alive "by fire." He is also portrayed as leading a school of prophets known as "the sons of the prophets." Following his ascension, Elisha, his disciple and most devoted assistant, took over his role as leader of this school. In 1 Kings 18, Elijah defended the worship of the Hebrew God over that of the Canaanite deity Baal. Melkite Greek Catholic Archeparchy of AkkaĮlijah ( / ɪ ˈ l aɪ dʒ ə/ il- EYE-jə Hebrew: אֵלִיָּהוּ, romanized: ʾĒlīyyāhū, meaning "My God is Yahweh / YHWH" Greek form: Elias / ɪ ˈ l aɪ ə s/ il- EYE-əs) was, according to the Books of Kings in the Hebrew Bible, a prophet and a miracle worker who lived in the northern kingdom of Israel during the reign of King Ahab (9th century BC). Home✿ixes»PC✽ragon Age: Origins✽ragon Age: Origins v1.05 All No-DVD. Dragon Age: Origins v1.05 All No-DVD Skip to. Welcome to FilePlanet, the leading online destination for Dragon Age: Origins - Patch v1.05 downloads and hundreds of thousands of other game files, including demos, patches, mods, trailers, free pc games and more. Dragon Age: Origins Mega Trainer 1.05 (RETAIL) 5. Dragon Age: Origins +25 trainer for PC and supports ORIGIN. Discussing Trainer for patch 1.05? On Dragon Age: Origins PC message board and forum (page 2). The biggest totally free game fix & trainer library online for PC Games. Cheat engine is a piece of software that allows you to either manually cheat in PC games or to use scripts as trainers. In order to run this file (.CT or Cheat Table), you will have to get Cheat Engine. This is a Trainer for Dragon Age Origins on the PC. Cheat engine is a piece of software that allows you to either manually cheat in PC. It is a dark, heroic fantasy game that combines original storytelling techniques with classic role-playing challenges. Dragon Age: Origins is the spiritual successor to BioWare's critically acclaimed Baldur's Gate, featuring deep character customization and role-playing, morally challenging decisions, tactical party-based combat, and a wealth of gritty, mature sub-plots. When he isn't working on a computer or DIY project, he is most likely to be found camping, backpacking, or canoeing. He has designed crossovers for homemade speakers all the way from the basic design to the PCB. Follow the steps to select the loopback device, check the settings, and hit the record button. This page will guide you through the download & installation process. He regularly repairs and repurposes old computers and hardware for whatever new project is at hand. Learn how to record computer audio (including sound from YouTube, Spotify and more) using Audacity, a free and open source audio editor and recorder. Audacity is an easy-to-use, multi-track audio editor and recorder for Windows, macOS, GNU/Linux and other operating systems. He enjoys DIY projects, especially if they involve technology. Follow the steps to set up devices, adjust levels, monitor and backup your recording, and edit your audio file. He also uses Proxmox to self-host a variety of services, including a Jellyfin Media Server, an Airsonic music server, a handful of game servers, NextCloud, and two Windows virtual machines. Learn how to record audio from your computer or the Internet using Audacity, a free and open source audio editor. Itll probably be selected automatically if you set Stereo Mix or What U Hear as the default device. He has been running video game servers from home for more than 10 years using Windows, Ubuntu, or Raspberry Pi OS. Open up your recording application of choice (like Audacity), look around for the option to select your input device, then select 'Stereo Mix' or 'What U Hear' as the input. For instance, if you have YouTube videos or other audiovisual content, y. Nick's love of tinkering with computers extends beyond work. Audacity is the world's most popular audio editing and recording app. This video outlines how to use audacity to capture audio recording and the computer. In college, Nick made extensive use of Fortran while pursuing a physics degree. Before How-To Geek, he used Python and C++ as a freelance programmer. Step 2: A dropdown menu will appear, showing you all the available recording devices on your computer. He has been using computers for 20 years - tinkering with everything from the UI to the Windows registry to device firmware. Step 1: Launch Audacity and then click on the recording devices tab located on the top-right of the screen with a microphone icon on it. If the device has a 1/4 inch (6. Then click the Listen tab and send the FastTrack (mic) to your built-in sound device. Right-click over the FastTrack then choose Properties. Nick Lewis is a staff writer for How-To Geek. If it is necessary to connect to the headphones out of the device, you can typically use a cable that has a stereo 1/8 inch (3.5 mm) plug at both ends, plugging one end into the headphones jack and the other end into the computers line-in port. If you must record music and background at the same time, right-click over the speaker icon by the system clock, then choose Recording Devices. You may play this game embedded in the above iframe or click here to view it in a separate browser window by itself. The game does not have an "undo move" button, which makes it more challenging than games which have that feature. Other buttons across the top allow players to restart the level, read game instructions, turn music on or off, and exit the game. The top left button allows players to expand the game to full screen. You can click on the rounded arrow to start a new game. Player score starts at 500 and each card move costs a point.
Intel Modular Server System CSRF Vulnerability. A cross site request forgery vulnerability exists in PilusCart due to improper request validation. PilusCart Cross Site Request Forgery Vulnerability. A cross site request forgery vulnerability exists in Heatmiser Wifi Thermostat due to improper request validation for Change Admin Username and Password requests. Heatmiser Wifi Thermostat Cross Site Request Forgery Vulnerability. Cross Site Request Forgery vulnerability reported in Apache CouchDB due to improper request validation for create database, delete database, create document and create admin actions. A cross-site request forgery and cross site scripting vulnerability exists in phpMoadmin as no sanitization is performed on different database actions and improper sanitization of used supplied data via 'moadmin.php' script.Īpache CouchDB Cross Site Request Forgery Vulnerability. A cross-site request forgery vulnerability exists in wordpress plugin Contact Form Maker as no sanitization is performed on the AJAX actions implemented. WordPress Plugin Contact Form Maker CSRF Vulnerability. An Cross Site Request Forgery Vulnerability exists in OOP CMS BLOG which allows an attacker to perform unauthorized actions on the web application. OOP CMS BLOG Cross Site Request Forgery Vulnerability. A Cross Site Request Forgery Vulnerability exists in Simple Online Hotel Reservation System which allows an attacker to perform unauthorized actions on the web application Simple Online Hotel Reservation System Cross Site Request Forgery (CSRF). A Cross Site Request Forgery Vulnerability exists in Tina4Stack which allows an attacker to perform unauthorized actions on the web stack. Tina4Stack Cross Site Request Forgery (CSRF). Data Center Audit is affected by CSRF vulnerability which allows an attacker to perform unauthorized actions on the web application. A Cross Site Request Forgery Vulnerability exists in Precurio Intranet Portal which allows an attacker to perform unauthorized actions on the web applicationĭata Center Audit Cross Site Request Forgery. Precurio Intranet Portal Cross Site Request Forgery (CSRF). B-swiss 3 Digital Signage System suffers from cross site request forgery due to not performing performing any validity checks to verify the Add Maintenance Admin request. BEWARD N100 H.264 VGA IP Camera suffers from a cross site request forgery due to not performing any validity checks to verify the requests.ī-swiss 3 Digital Signage System CSRF Vulnerability. AVE DOMINAplus suffers from a cross site request forgery due to allowing users to perform certain actions via HTTP requests without performing any validity checks to verify the requests.īEWARD N100 H.264 VGA IP Camera CSRF Vulnerability. The flaw exists due to insufficient validation of input passed via 'action' parameter to 'admin-ajax.php' script.ĪVE DOMINAplus Multiple CSRF Vulnerability. The flaw exists as the XML API accepts requests via both GET and POST, and does not require CSRF tokens.įorm Maker Wordpress Plugin CSRF Vulnerability. Lupusec XT2 Plus Main Panel CSRF Vulnerability. The flaw exists as application does not implement sufficient measures against CSRF attacks. The flaw exists due to insufficient CSRF protection in Village theme WordPress Village Theme CSRF Vulnerability. This vulnerability allows creation of arbitrary users and changing of admin passwords. SOPlanning is prone to a Cross-Site Request Forgery vulnerability. SOPlanning Cross-Site Request Forgery Vulnerability. An attacker who successfully exploits the vulnerability can perform a variety of actions like creating a new folder, deleting an existing folder, creating new users, deleting existing users, creating and deletin. ownCloud is prone to multiple CSRF vulnerabilities. An attacker who successfully exploits the vulnerability can perform a variety of actions like creating a new folder, deleting an existing folder, creating new users, deleting existing users, crea. Nextcloud is prone to multiple CSRF vulnerabilities. Nextcloud Cross Site Request Forgery Vulnerability. A cross site request forgery vulnerability exists in Veeam ONE Reporter due to improper request validation related to all actions and methods. Veeam ONE Reporter Cross Site Request Forgery Vulnerability. Cross Site Request Forgery vulnerability reported in ABC ERP due to improper request validation for Update Admin. ĪBC ERP Cross Site Request Forgery Vulnerability. The flaw exists because the application allows users to perform certain actions via HTTP requests without performing any validity checks to verify the r. Carlo Gavazzi SmartHouse is prone to a cross site request forgery vulnerability. Carlo Gavazzi SmartHouse Cross Site Request Forgery Vulnerability. Notably, official support for the software concluded in May 2022, signaling the end of security updates and bug fixes. Its simplicity and accessibility make it a suitable tool for those with uncomplicated modeling requirements.ĭespite its enduring appeal, SketchUp Make 2017 comes with notable weaknesses. This characteristic ensures accessibility for users with varied hardware capabilities.įor users with basic 3D modeling needs, such as creating furniture designs, floor plans, or basic architectural concepts, SketchUp Make 2017 provides sufficient functionality. In comparison to more resource-intensive 3D modeling software, this version runs smoothly on older and less powerful computers. Furthermore, a plethora of tutorials and online communities offer valuable learning resources and inspiration, enhancing the overall user experience.Īdditionally, the lightweight and efficient nature of SketchUp Make 2017 stands out. The extensive 3D Warehouse, housing millions of pre-made models, significantly expedites projects. The software's strengths extend to the availability of rich online resources. The user-friendly design contributes to its popularity among a diverse user base. This ease of use is a distinctive feature, enabling beginners with no prior 3D modeling experience to quickly learn and navigate the software. Moreover, SketchUp's interface, particularly its renowned push-pull functionality, remains simple and intuitive. The absence of financial constraints allows users to access core 3D modeling features without incurring any costs. The foremost advantage lies in its free and accessible nature, making it an attractive choice for hobbyists and casual users. SketchUp Make 2017 endures as a relevant tool for certain users despite its official retirement in 2022. |
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